Job Description

About the Role

FACTS Advisory is supporting a financial institution client in the early stages of building its U.S. federal branch. We’re looking for a Senior AML/KYC Officer to support the branch’s BSA/AML/CFT compliance program. Reporting to the Chief Compliance & BSA Officer, you will lead day-to-day transaction monitoring, suspicious activity investigations, SAR drafting, and customer and correspondent banking due diligence within an independent Second Line of Defense Compliance function.

What You’ll Do

• Review and disposition AML transaction monitoring alerts and escalate high-risk findings
• Investigate potentially suspicious activity and draft SAR recommendations
• Perform CIP, CDD, and EDD reviews, plus periodic customer risk ratings
• Conduct correspondent banking and foreign financial institution due diligence
• Re-validate migrating legacy customer files to U.S. CDD standards
• Support FinCEN 314(a) and 314(b) processes and other regulatory reporting
• Provide back-up coverage for the Senior Sanctions Officer
• Support OCC, FinCEN, and internal audit examinations and remediation of findings
• Draft desktop procedures and help design and enhance compliance controls and AML systems
• Support the parametrization, implementation and User Acceptance Test (UAT) of a KYC/AML system for the new branch

What You Bring

Required:

• Bachelor’s degree in Finance, Accounting, Criminal Justice, Law, or a related field
• 10+ years of experience in BSA/AML, financial crime compliance, or banking operations
• Correspondent banking compliance experience
• Working knowledge of AML monitoring systems and case management tools
• Solid understanding of FinCEN, OCC, and FFIEC requirements
• Strong investigative, analytical, and writing skills
• Proven project management, control design, and procedure drafting skills

Preferred:

• CAMS or equivalent certification
• Experience at a U.S. bank or foreign bank branch
• OFAC sanctions screening experience
• Familiarity with FinCEN BSA E-Filing
• Professional proficiency in Portuguese and/or Spanish

Location and Work Authorization

This role is based on-site in Aventura, Florida. We prefer candidates who live within commuting distance of Aventura or are willing to relocate. Candidates must be legally authorized to work in the United States and must not require visa sponsorship, now or in the future.

Compensation

Compensation will be competitive and in line with the market. The role is eligible for incentive compensation based on performance.

Why This Role

This is a rare opportunity to build the BSA/AML and KYC program of a new U.S. branch from the ground up, inside an established financial institution entering the U.S. market. You’ll have real influence over how monitoring, due diligence and compliance controls are designed and run.

FACTS Advisory is an Equal Opportunity Employer. All qualified applicants will be considered for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, veteran status or any other characteristic protected by law.

This posting is managed by FACTS Advisory Inc. on behalf of our client, whose identity remains confidential during this stage of formation.

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